Virtual Accounts
Enable users to create named bank accounts for a streamlined payments experience.
Align Virtual Accounts
Align Virtual Accounts are permanent, reusable fiat deposit and payout addresses that streamline both sides of the fiat-crypto lifecycle.
Virtual Accounts make it easy for your customers to fund crypto transactions using traditional banking rails (on-ramps) and to receive fiat payouts when offboarding from crypto (off-ramps).
How It Works
On-Ramps (Pay-Ins)
Customers deposit fiat into a dedicated virtual account.
Every deposit is automatically converted into crypto (e.g., USDC, USDT) and delivered to a specified destination such as a wallet address, exchange account, or payment flow.
Off-Ramps (Pay-Outs)
Convert crypto back into fiat and deliver funds to local bank accounts.
Support for named payments ensures clear reconciliation and traceability for recipients.
Key Capabilities
Multi-Currency Support
Accept and pay out in major fiat currencies, including USD, EUR, and AED, with more currencies planned.
Each currency provides local banking details like account numbers, routing codes, or IBANs for fast and cost-effective transfers.
Local Banking Rails
USD ACH/Wire Accounts: Named U.S. account number and routing number for ACH or wire transfers.
USD SWIFT Accounts: Named IBAN for deposits and payouts.
EUR Accounts: IBAN for deposits and payouts via SEPA across Europe.
AED Accounts: Named IBAN for deposits and payouts via UAEFTS within the UAE.
Permanent & Reusable
Once assigned to a customer, virtual accounts remain persistent for all future deposits or payouts, reducing operational complexity and payment friction.
If you are interested in learning more about our Virtual Accounts, please reach out to the sales team or contact us via telegram.
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