# USD SWIFT & FedWire Onboarding

#### Required Documents for Business USD SWIFT & FedWire Onboarding

To complete the USD SWIFT & FedWire onboarding, our banking partner requires the following documents:

1. **Certificate of Incorporation** - The official document from the company’s registry confirming its legal formation.
2. **Articles of Association -** The legal document outlining your company’s governance rules, internal structure, and shareholder rights.
3. **Register of Shareholders and Directors** - An official list of all current shareholders and directors.

* *Important:* You must identify the Ultimate Beneficial Owner(s) (UBOs) who collectively hold 51% or more of the business. This can be a single individual with at least 51% ownership, or multiple individuals whose combined ownership meets or exceeds 51%.

4. **Business Proof of Address** - A document verifying your business location, dated within the last 90 days. Acceptable documents include a utility bill, bank statement, valid lease agreement, or a government-issued letter.
5. **Proof of Source of Funds** - Documentation showing the legitimate origin of the business's funds. Examples include recent bank statements, invoices, commercial contracts, or investment records.

* *Important:* The value shown in your documents must align with your anticipated transaction volume. For example, if you expect to transact $20,000 per month, documents proving only $2,000 in monthly revenue will not be accepted.

6. **Financial Statements** - The company's most recent official financial records, typically including a balance sheet, income statement, and cash flow statement.

We cannot onboard a business for USD SWIFT & FedWire Virtual Accounts unless all documents are provided.

We may require additional supporting documentation on a per-transaction basis to ensure ongoing compliance with our banking partners.